Why should I go to RCS for a Personal Loan?

It is simple and convenient. You don't have to stand in queues, or fill in cumbersome forms and wait for hours for a response. We can arrange everything over the phone and have informed service consultants to advise you on the best kind of loan for you and your financial situation.

Do I qualify for a RCS Personal Loan?

Anyone can apply for a Personal Loan. If you are between the ages of 21 and 65, earn a minimum monthly salary of R2 000 pm, are permanently employed, you can apply! When you phone us, have the following handy: ID number, banking details, contact details, employer details, one contactable reference and spouse details (if married). Your options are based on your affordability and as responsible lenders; we’ll assist you with these options.

Can I trust RCS?

RCS’s shareholders are the Foschini Group and Standard Bank, so you know us and can trust us. We pride ourselves on the way we conduct business. We have hundreds of thousands of customers who have been granted loans over the past nine years.

If I was previously turned down for a loan, can I apply again?

Of course! Our staff is friendly and always willing to help you. If your financial situation has changed, you may stand a better chance than you think. Give us a call today.

I have a lot of debt. Can a personal loan help me?

RCS has trained service consultants who are always willing to talk to you about your financial needs, giving you suggestions on how to consolidate your debt. You can have more than one loan and at other institutions as well as with RCS, we will be able to assist you with the best solution for you and customise a solution that is right for you and your family.